ACA Realities

It has begun. The hysterical posts on social media about the describing the devastation to Americans if Obama’s Affordable Care Act (ACA) is repealed. The scare tactics are typical politics. All fear, no facts. Politics aside, here are two stories of real Americans and their experiences with ACA.

Mary is a 60-year-old woman in the Midwest who retired last year due to health issues. Affordable health care through her husband’s employer was unavailable, so she purchased an ACA plan. For a household making around $40K per year, Mary’s subsidized premium was still almost $800.00 per month, with a $10K deductible before covering any services or medications. This past fall she received notification that her premium increased to $948.00 per month. Mary must pay 21K per year (premium and deductible) before anything is covered. These exorbitant premiums and deductibles consume most of the family’s take home income. Even with ACA, Mary…

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